The information contained on this website (the "Site") is not for use within any country or jurisdiction or by any persons where such use would constitute a violation of law. If this applies to you, you are not authorised to access or use any of the information on this Site.
1. General Disclaimer
The material and information in this Site are provided "as is" and without warranties of any kind, either expressed or implied. All warranties, including but not limited to, implied warranties of merchantability and fitness for a particular purpose, are disclaimed. No representation or warranty is made regarding content, functionality, links, or communications, including no representation or warranty as to defects or errors or corrections of the same, communication interruptions or interceptions or loss of data, or the absence of viruses or other harmful components.
In no event shall the Company, nor any of its subsidiaries or affiliates, be liable to any party for any cost or damages, including any direct, indirect, special, incidental, or consequential damages, arising out of or in connection with the access or use of, or the inability to access or use, this Site or any of its functions or features, including in connection with any browsing or downloading of any information, data, text, images, or other material accessible through this Site or any website linked to or linking into this Site.
It is the responsibility of the user of this Site to evaluate the accuracy, completeness, reliability and usefulness of any opinions, services or other information provided. All information provided in this Site is under the condition and understanding of it not being interpreted or relied on as legal, accounting, tax, financial, investment or other professional advice, or as advice on specific facts or matters. Accordingly, no liability whatsoever is assumed for any use or misuse of such information. Users of this Site should consult their professional advisors with respect to their personal circumstances.
2. No Offer
Nothing on this Site should be construed as a solicitation, offer, advice, recommendation, or any other service to acquire or dispose of any investment or to engage in any other investment or transaction. For information about any specific product and/or country please visit the respective website.
3. Intellectual Property
Except as indicated otherwise, all information, text, graphic images, features or functions, and layout (including the "feel and look") contained in this Site are the exclusive property of the Company and may not be copied or distributed, in whole or in part, without the Company's express written consent.
However, you may download or print any pages from this Site for personal, non-commercial use, provided you do not remove any copyright notices.
The links from this Site to other websites are provided for your information and convenience only.
The Company does not assume any responsibility or liability with respect to any website linked from this Site (or any website linking into this Site), including its content and operation. The Company does not review or monitor such links. Some websites may be outside your country and subject to different regulators and rules.
A link from this Site to another website (or a link from another website to this Site) does not constitute a referral, endorsement, approval, advertising, offer or solicitation with respect to such website, its contents, or any products or services advertised or distributed through that website. The Company believes that the links it provides to other publicly accessible websites, webpages, newsgroups, and other sources is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.
Without the written consent of the Company no person and no website may make a link to this Site, whether to its homepage or to any internal page.
The Company takes reasonable precautions to keep all information obtained from online visitors secure against unauthorised access and use and periodically reviews its security measures.
Do not send any confidential or proprietary information to the Company through the Site. A confidential relationship is not created between you and the Company by the transmission of information to the Company. Any information the Company receives through the Site, other than your personal identity information, is deemed non-confidential.
Personal identity information is used by the Company only to process a request for information by you or for marketing our products and services. By transmitting information to the Company through the Site or any other electronic means, you grant to the Company the unrestricted irrevocable license to use, reproduce, display, modify, distribute and perform such information.
The Company has the right to use the information, including any know-how, techniques or ideas contained therein free of charge for any purpose whatsoever.
The Company is not obligated to monitor any submissions or transmissions to or through this Site or any website to which this Site links or that links into this Site. The Company, however, reserves the right to monitor the same, including any chat rooms or similar website features. You acknowledge that no obligation of any kind shall be attached to such information and that by submitting or transmitting such information, no confidential, contractually implied or other relationship is created between you and the Company.
7. User Conduct
When accessing or making use of any part of this Site, you may not: post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any national or international law;
post or transmit any information or software which contains a virus, worm, Trojan horse or other harmful component; interfere with the functioning of this Site or restrict or inhibit any other user from using this Site; post, publish, transmit, reproduce, distribute or exploit any information, software or other material obtained through this Site for commercial purposes without the prior written consent of the Company.
Any attempt by any person to damage this Site or undermine its operation may be a violation of criminal or civil laws. The Company reserves the right to seek damages from any such person to the full extent of the law.
When you access our website or login to our secure area we send you an encrypted session cookie. A session cookie is a temporary cookie that only remains in the cookie file of your browser until you leave the site. This cookie is used to validate your access to different parts of the site.
You have the ability to accept or decline cookies by modifying the settings in your browser. You can manually remove cookies from your system. For more information on disabling and enabling cookies you should search for or lookup 'Cookies' in your Operating System Documentation.
9. Applicable Law and Jurisdiction, Local Legal Restrictions, Updates, Other
The Company makes no representation that any information, materials or features/functions included are appropriate for use in any other jurisdiction. The Site is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence, citizenship or otherwise) the publication or availability of the Site and its content is contradictory to local laws or regulations.
Persons with respect of whom such restrictions or prohibitions apply must not access or use this Site. By accessing or using this Site you do so on your own initiative and are solely responsible for compliance with the applicable local laws and regulations.
Last update: May 2012